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Whats The Deal With Primerica

May 14th, 2010

I’ve never been the type of person to jump at the newest sales opportunity. It seems I’ve become rather comfortable in my role as a Dad, teacher and a part time copy writer and editor. So when I’m approached by friends offering me “great opportunities,” I tend to become a bit evasive and perhaps even a little sheepish. It’s not that I distrust the friends who desire to cut me in on their budding ventures. It’s more a matter of knowing my own limits. I’m just not a sales person. Well, recently some friends invited me to a meeting at their local Primerica office in Tyler Texas… Now before you get ahead of me I’m not about to violate the first tenant of my article and say that I went and now I’m getting rich working from home! In point of fact, I’ve never actually gone due mostly to my busy, crowded life.

Primerica Financial Services has as its goal to help average, middle class American families become debt free, save for the future, and insure nearly all areas of their lives. The business model is a bit pyramid-y, but the company seems to be an effective one since they’ve been in existence for over thirty years now. Primerica employs over one hundred thousand licensed reps in the United States and Canada, and has issued over four million life insurance policies. Other services Primerica offers include mortgages, debt consolidation loans, debt solutions, mutual fund investments auto and homeowner’s insurance, variable annuities, long term care insurance and pre-paid legal services. The national company seems like a good one, but the local Primerica office has some excellent agents of their own. Johnny Burchfield and Erin Baggs can help any new potential customers find the best rates with the best benefits tailor made to meet the needs of any family.

So while my personal lack of aptitude for sales precludes me from becoming a licensed representative of the company, I have benefited from their services. Only a few days earlier an agent successfully located an auto policy that saved me around one hundred fifty to two hundred dollars a year.  If you’re in the market for any kind of financial service, consider Primerica. The local office is listed as Primerica Financial Service and can be found at 3362 S Southwest Loop 323 in Tyler, or call (903)561-1196. Those interested can also visit Primerica’s website at www.primerica.com/public.

Chilis in Lindale Texas

April 22nd, 2010

Chilis
3210 S Main St
Lindale
Tx 75771
903 882 3227

For those that don’t know – Chilis is an American and once-upon-a-time vaguely Mexican restaurant with a bar. They have burgers, Tex-mex , chicken, ribs, the odd salad (not as healthy an option as you might think) steaks, plus monstrous desserts and margaritas.

I am a fairly easy-to-please foodie but Chilis in Lindale is quite frankly, horrible. I have simply NO idea why American families would subject themselves to this extremely high calorie, often pre-cooked, junk. I can only assume that with so many locations nationwide, that there is some comfort in eating somewhere familiar. Or perhaps the bar makes it popular (not many of those in Lindale). Maybe it is because at Chili’s the prices are reasonable for a family of four or for those sharing a meal. Maybe it’s just because it’s near Walmart and the I20 and the coloring on the menu keeps the children quiet. There must be reasons, because it can’t be the food!

The place itself is dark and smoky. The bar is always busy and loud and the large amount of smokers mean that the smoke penetrates everywhere. Chilis in Lindale is also very busy. Consequently, service is poor, the servers are overworked and if you go there in the evening, expect a poor meal from the overwhelmed kitchen staff too.

We had cheese and brocoli soup to start which was more like a thick cheese sauce than soup, and crispy onions with ranch. These seemed very fatty so I looked up the nutritional information afterwards and found to my horror – that this appetizer contained more calories than a woman my size should have for the whole day!

We also ate chicken crispers (dry and nasty) fajitas (more greasy than you could imagine) and the kids shared grilled cheese and corn dogs. Vegetable options were available but poorly cooked and unappetizing. From my observation of the steaks going to other tables, I would say, don’t waste your money. I did like the idea of the sweet shots – small sized desserts but don’t be tempted by a brownie sundae, they are around 1300 calories too! The choice of Margaritas is pretty large but they are quite expensive. Beer comes in frosted mugs which is good on a hot day.

All in all, Chili’s is a poor choice for a meal out. I would seriously say – for your healths sake and for your mood, don’t do it! Try Posados across the road for TexMex or the Cracker Barrel for country fare.

I’m sure that somewhere in the US the Chili’s Grill must have a good reputation – but not Lindale Chili’s! There is also a Chilis in Tyler on the West SW loop. Perhaps that one is better!