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Whats The Deal With Primerica

May 14th, 2010

I’ve never been the type of person to jump at the newest sales opportunity. It seems I’ve become rather comfortable in my role as a Dad, teacher and a part time copy writer and editor. So when I’m approached by friends offering me “great opportunities,” I tend to become a bit evasive and perhaps even a little sheepish. It’s not that I distrust the friends who desire to cut me in on their budding ventures. It’s more a matter of knowing my own limits. I’m just not a sales person. Well, recently some friends invited me to a meeting at their local Primerica office in Tyler Texas… Now before you get ahead of me I’m not about to violate the first tenant of my article and say that I went and now I’m getting rich working from home! In point of fact, I’ve never actually gone due mostly to my busy, crowded life.

Primerica Financial Services has as its goal to help average, middle class American families become debt free, save for the future, and insure nearly all areas of their lives. The business model is a bit pyramid-y, but the company seems to be an effective one since they’ve been in existence for over thirty years now. Primerica employs over one hundred thousand licensed reps in the United States and Canada, and has issued over four million life insurance policies. Other services Primerica offers include mortgages, debt consolidation loans, debt solutions, mutual fund investments auto and homeowner’s insurance, variable annuities, long term care insurance and pre-paid legal services. The national company seems like a good one, but the local Primerica office has some excellent agents of their own. Johnny Burchfield and Erin Baggs can help any new potential customers find the best rates with the best benefits tailor made to meet the needs of any family.

So while my personal lack of aptitude for sales precludes me from becoming a licensed representative of the company, I have benefited from their services. Only a few days earlier an agent successfully located an auto policy that saved me around one hundred fifty to two hundred dollars a year.  If you’re in the market for any kind of financial service, consider Primerica. The local office is listed as Primerica Financial Service and can be found at 3362 S Southwest Loop 323 in Tyler, or call (903)561-1196. Those interested can also visit Primerica’s website at www.primerica.com/public.

How to Buy Office Furniture in Tyler

November 9th, 2009

If you are a Tyler business working from a commercial office space or even if just working from home I have a few tips on buying your office furniture that should help you save some money. There are a couple of places in town that sell used office furniture. There are also several stores that sell office desks, chairs and furniture for high prices. There also happen to be some little spots in town where you can get excellent condition office furniture for half or more off the retail price. One of my biggest pet peeves is when you go to a used office furniture store only to find the used furniture discounted off retail by 10 – 15 %. This isn’t a savings. You can save that much simply by shopping around and several retail locations selling new office furniture.

My best luck in buying high quality office furniture at an affordable price was by using the Tyler Texas Craigslist classifieds. The online classified are free for inviduals and businesses to use which allows a lot of merchandise to be posted on there for people like me to see. I am always finding very good deals on used desks, chairs, filing cabinets, and similar office type furniture. There will always be people on there trying to sell stuff for way more than it is worth but for the most part it is easy to talk people down on price.

I have usually found a filing cabinet or desk that was reasonably priced and was listed a week to 3 weeks on the craigslist board to go for much less. When the seller has listed their merchandise on the board the longer it sits out there the cheaper they are willing to let it go. Think about it, these businesses don’t want it any more and the last thing they want to have to do is haul it off somewhere. You are basically hauling it off for them. In some cases I have been able to get modern looking furniture for absolutely free simply because I was willing to haul it off and they just didn’t want it.

This I don’t want it syndrome is a known phenomenon often found on the Tyler Texas Craigslist. Craigslist is my favorite choice for finding the best deals although if you are not an online person I would suggest checking out the newspaper. No matter what I recommend completely avoiding attempting to buy used office furniture from a used office furniture store. You will end up with terrible outdated furniture at retail prices. Don’t waist your time and money driving out to one of these used office furniture stores it really isn’t worth it.

Another option when trying to get affordable office furniture that doesn’t rely on the newspaper or online is going to Sam’s Wholesale club. You can usually get new office furniture there about 30 % cheaper than what you will find at Office Depot and other stores. Sam’s also has an office furniture catalog where you can order the office furniture you want and they will deliver it to the nearest Sam’s Wholesale club near you. In my opinion Craigslist and Sam’s Wholesale Club are the top two spots for getting the cheapest nicest looking office furniture in town.